Northgate BCR Programme — Vaults · Policy Console

Vault metadata

Reference attributes recorded at vault creation

fi_id: FI-00417 — Meridian Capital Partners
vault_id: VLT-00331
DA type: BCR-DA — buyer-confirmed receivable
Base currency: USD
Source platform: C2FO — Northgate Industries buyer programme
Setup status: IN_PROGRESS
Created: 02 Jul 2026 11:22 UTC by Daniel Okafor
Last updated: 15 Jul 2026 09:48 UTC

BNY Nova · Ripple Custody readiness

Integration preview — custody provisioning is a future capability, shown for readiness planning only

✓

Canonical custody contract validated against mock Nova endpoints

Contract conformance run · 14 Jul 2026

BNY Nova tenant provisioning for FI-00417

Placeholder — scheduled by BNY; not yet started

Ripple Custody (on-premises) connection

Placeholder — follows tenant provisioning; no action required from this console

Asset sub-wallet

Reference: SW-A-00331-USD
Status: Requested — awaiting BNY approval
Requested: 09 Jul 2026 16:40 UTC

RLUSD sub-wallet (cash leg)

Reference: SW-R-00331-RLUSD
Status: Requested — awaiting BNY approval
Requested: 09 Jul 2026 16:40 UTC

Policy versions

Versioned eligibility policies for this vault — one active version at a time

Version	policy_version_id	Status	Author	Effective from	Effective to
v1.0	PV-2026-01167	Awaiting approval	Priya Nair	—	—
v0.3	PV-2026-01158	Superseded by v1.0	Priya Nair	—	—
v0.1	PV-2026-01139	Draft — discarded	Daniel Okafor	—	—

No version has been activated yet — effective timestamps are recorded at activation.

Configured eligibility criteria — v1.0

Rule-family completion · 8 of 8 complete · submitted for approval

✓Allowed DA types BCR-DA View

✓Eligible currencies USD View

✓Tenor rules Min 20 days · Max 150 days View

✓Buyer / obligor whitelist 14 obligors selected View

✓Supplier whitelist 31 suppliers selected View

✓Jurisdictions Applicable US · Buyer/obligor US, CA · Supplier US, CA, MX View

✓Minimum all-in discount APR 7.25% View

✓Fee display framework Standard fee display v2 — all-in economics View

Recent audit trail

Protected actions on this vault, most recent first

Actor	Action	Object	Time (UTC)	Outcome	Reason code
Priya Nair	Submitted policy for approval	PV-2026-01167	15 Jul 09:48	Success	—
Priya Nair	Updated eligibility criteria	PV-2026-01167	14 Jul 15:31	Success	—
Daniel Okafor	Attempted policy activation	PV-2026-01158	10 Jul 10:17	Rejected	POLICY_VERSION_UNAPPROVED
Daniel Okafor	Requested sub-wallet pair	SW-A-00331-USD, SW-R-00331-RLUSD	09 Jul 16:40	Pending BNY	—
Daniel Okafor	Created vault	VLT-00331	02 Jul 11:22	Success	—

All events carry request_id and correlation_id; retained on WORM storage.

Next recommended actions

In dependency order — derived from setup state

✓

Complete eligibility criteria

8 of 8 rule families · P. Nair, 14 Jul

Approve policy version v1.0

Owner: Policy Administrator — you can action this

Review & approve

Sub-wallet pair approval

Owner: BNY Operations — future capability, no console action

Activate policy & open vault

Unlocks once steps 2–3 complete

Assigned users

Console access for this vault

Eleanor Whitfield

Policy Administrator · approver

Priya Nair

Policy Author

Daniel Okafor

Vault Manager

M. Reeves

Policy Viewer · Invitation pending

Setup progress

Eligibility criteria 8/8

Policy approval 1/2

Wallet readiness 1/3

Custody (future) 0/2

Open actions on this vault: 3 · readiness evaluated 15 Jul 2026 14:35 UTC

Mockup for stakeholder review · seeded demo data only · all figures fictional · scoped to FI-00417 Meridian Capital Partners